According to the document made available by the BNA for public consultation, and consulted today by Lusa, in Angola, 51 percent of the population is not financially included, the level of financial literacy is low and the supply of financial services is concentrated in Luanda.
Only 25 percent of the Angolan population has a good level of financial literacy, says the document, in public consultation between March 31 and April 30, 2025.
Low levels of financial inclusion are also aggravated by “several structural conditions such as low levels of economic formality, lack of access to basic infrastructure (electricity, telecommunications, water) and high levels of poverty”, he adds.
According to the document, financial inclusion constitutes a “first-order priority” for the Government and the proposal, under public consultation, is the first policy tool in Angola that “establishes the country's priorities to advance with financial inclusion, combining public and private efforts and commitments”.
“This commitment is expected to be maintained until the ENIF vision is achieved, and should not be conditioned by a timetable or political changes,” he points out.
The development of the ENIF followed a “consensual approach”, involving the largest possible number of relevant actors from the public and private sectors and its vision is to ensure that every individual or micro, small and medium-sized enterprise, “regardless of their geographical location or socio-economic status”, is financially included.
The implementation of the strategy will focus on the segments defined as priorities, namely, women, rural population, farmers, informal workers, adolescents and young people.
The instrument also defines the strategic lines and the action plan for its implementation, monitoring and evaluation, promoting clear and accessible communication to the public.
According to the BNA, the ENIF proposal is an initiative of the Coordination Committee of the National Strategy for Financial Inclusion and the document had the technical and methodological support of the World Bank, aiming at the coordinated mobilization of efforts to accelerate financial inclusion in Angola.
